Certified Appraisals — Every Make & Model
State Guides
Total Loss Claims in Wyoming: Your Rights and How to Fight Back
Your insurance company just told you your vehicle is a total loss. Now they’re handing you a number — and…
Read more →IACP CERTIFIED AUTO APPRAISERS — SERVING ALL 50 STATES
Find Out What Your Insurance Company Owes You
Most vehicle owners never push back — and insurance companies count on it. Answer a few quick questions to see what your claim could be worth. If the number makes sense, we'll show you exactly how to go after it. No attorney. No upfront cost. No obligation.
1
Answer a Few Questions
Takes 60 seconds
2
Get Your Free Assessment
See what you may be owed
3
Review & Decide
No pressure, no obligation
4
Gain Your Certified Appraisal
The leverage you need for the best outcome
Certified Appraisals — Every Make & Model
Diminished Value
Your car was in an accident. Even after repairs, it's worth less. Recover that lost value from the at-fault insurer.
Check My DV Claim →Total Loss
Your car was totaled and the offer feels low. Get a certified appraisal that shows what your car is actually worth.
Check My Total Loss Claim →What We Do
From diminished value to total loss — we handle every type of auto appraisal claim.
Diminished Value Appraisal
Recover the hidden value your vehicle lost after an accident — even after repairs.
Learn more →Total Loss Disputes
Challenge your insurer's lowball total loss offer with a certified valuation.
Learn more →Right to Appraisal / Claim Disputes
Invoke your policy's appraisal clause and get the settlement you deserve.
Learn more →Post-Repair Inspection
Verify your vehicle was repaired correctly and safely before you accept it.
Learn more →IRS Form 8283 IACP Appraisal
Get a qualified appraisal for charitable vehicle donations and tax deductions.
Learn more →Loss of Use Appraisal
Independent appraisals for rental and loss-of-use claims when the insurer is underpaying.
Learn more →How It Works
Three steps. No attorney. No stress.
1
Check Your Claim
Use our free calculator to see if you qualify and estimate your recovery.
2
Get Your Appraisal
Our IACP-certified appraisers produce your USPAP-compliant report and demand letter.
3
Collect What You're Owed
Present your certified appraisal to the insurance company and claim your money.
Real Cases. Real Numbers. Real Wins.
These aren't hypotheticals. These are actual client outcomes — documented, certified, and settled.
Repair Dispute
Mazda CX-5
They Said “Just a Bumper Job.” The Reality Was Structural Damage.
Insurer's Estimate
$4,732
VS
Appraisal Agreement
$22,342
+$17,610
Additional recovery — 372% more
The insurer wrote a $4,732 estimate for what they called cosmetic bumper damage. Our independent appraisal uncovered structural damage to the tailgate and rear body. The appraisal clause forced a fair agreement.
Total Loss Dispute
Total Loss — Appraisal Clause Exercised
The Insurer Undervalued the Vehicle. The Umpire Didn't.
Insurer's Offer
$18,819
VS
After Appraisal
$25,837
+$7,018
Additional recovery — 37% more
The insurer's automated valuation tool undervalued the vehicle by over $7,000. We invoked the appraisal clause, presented market evidence, and the umpire awarded a settlement reflecting actual market value.
Diminished Value
2022 Mercedes-Benz GLB • Scottsdale, AZ
State Farm Approved the Full Diminished Value Amount.
Without CCA
$0
VS
Full Payment Approved
$5,439
$5,439
Recovered — full amount approved
After the vehicle was repaired, the owner had no idea they were owed diminished value. Our certified appraisal documented the loss. State Farm approved full payment of the claimed amount.
Every case is different. Results depend on the vehicle, the damage, and the insurer. These are real, documented outcomes.
Why Certified Matters
Similar to our expectation that the men and women of the collision industry operate at a high level of professionalism and integrity, we expect the same from our staff and network of appraisers here at Collision Claims Advisors. All appraisers contracted through Collision Claims Advisors are required to be IACP certified through the Bureau of Certified Auto Appraisers. This requirement not only separates us from our competition, but it allows us to follow and maintain a uniform standardized practice, better known as the Uniform Standards of Professional Appraisal Practice (USPAP).
The Bureau of Certified Auto Appraisers (www.BOCAA.org) is a National Professional Appraisal Credentialing Organization (NPACO) as recognized by the IRS & US Department of Treasury for the qualification of IACP Certified Auto Appraisers Worldwide.
The Uniform Standards of Professional Appraisal Practice (USPAP), developed in 1986-87 and copyrighted by The Appraisal Foundation, is the gold standard for appraisers across the United States. Endorsed by Congress, it serves as the definitive source for appraisal standards and appraiser qualifications. When an appraisal aligns with USPAP standards, it's more than just an opinion; it's considered solid evidence.
Powered by AppraisalIQ
Our proprietary appraisal platform generates certified reports faster and more accurately than any manual process.
- Instant ACV and DV calculations
- USPAP-compliant report generation
- Demand letter included
- Digital delivery within 48 hours
- Accepted by all major insurance carriers
FOR INDUSTRY PROFESSIONALS
Partners Across the Claims Ecosystem
Attorneys, adjusters, carriers, collision centers, and appraisers rely on CCA for independent, methodology-driven opinions and platform tooling that actually scales.
For Attorneys
Expert appraisal, valuation methodology, and deposition-ready reports for PD and DV litigation — on behalf of plaintiff, defense, or carrier.
Learn more →For Adjusters
Independent second-opinion valuations and repair-scope reviews on the files you cannot resolve internally.
Learn more →For Insurance Carriers
Outside appraisal and peer review for claims departments — fast, credentialed, and defensible.
Learn more →For Collision Centers
Independent appraiser support, CollisionIQ tooling, and customer retention through DV referrals.
Learn more →For Appraisers
The AppraisalIQ platform, operating playbook, and referral network independent appraisers wish they had.
Learn more →Licensing Partners
License the platform, playbook, and brand framework to build your own appraisal practice in a protected territory.
Learn more →Learning Center
Free resources to help you understand your claim before you start. The insurance company hopes you don't read this.
State Guides
Total Loss Claims in Wisconsin: Your Rights and How to Fight Back
Your insurance company just told you your vehicle is a total loss. Now they’re handing you a number — and…
Read more →State Guides
Total Loss Claims in West Virginia: Your Rights and How to Fight Back
Your insurance company just told you your vehicle is a total loss. Now they’re handing you a number — and…
Read more →
Don't Leave Money on the Table.
Find Out What You're Owed.
Most vehicle owners accept the first check without question. A five-minute conversation is all it takes to find out if you're being underpaid — and what to do about it.
Diminished value and total loss claims are time-sensitive. Statutes of limitation apply.
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877-587-3040
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Don't leave money on the table.